feat(simulation): add proximity detection and interaction verbs

Implement compute_nearby_interactions system that detects entities
within close (≤2) and mid (≤5) Manhattan distance, computes
available verbs per D-060 spec. NPCs get Talk+Observe at close
range, Observe-only at mid range; PersonOfInterest flips priority.
Objects get Examine. Results populate nearby_interactions[] on
ObserverSnapshot v4. Bump protocol version 3→4. Implements #404.

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

server/tests/game_loop.rs

@@ -61,7 +61,7 @@ fn player_moves_north_through_full_pipeline() {
         rmp_serde::from_slice(&response).expect("deserialize snapshot");
 
     // Snapshot captures state at end of tick 0 (before advance_tick increments to 1)
-    assert_eq!(snapshot.version, 3);
+    assert_eq!(snapshot.version, 4);
     assert_eq!(snapshot.tick, 0);
     assert_eq!(snapshot.entities.len(), 1);