fix(simulation): address PR #12 review — z-level filter, visible tile dedup, version bump

- Filter remembered entities by z-level (Hoshe + Tyre warning)
- Skip remembered ghosts on currently visible tiles (Hoshe warning)
- Bump ObserverSnapshot version to 3 (Tyre suggestion)
- Add edge case tests: visible tile collision, different z-level,
  knowledge without position (Hoshe suggestion)
- Regenerate msgpack fixtures for v3

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

server/tests/game_loop.rs

@@ -61,7 +61,7 @@ fn player_moves_north_through_full_pipeline() {
         rmp_serde::from_slice(&response).expect("deserialize snapshot");
 
     // Snapshot captures state at end of tick 0 (before advance_tick increments to 1)
-    assert_eq!(snapshot.version, 2);
+    assert_eq!(snapshot.version, 3);
     assert_eq!(snapshot.tick, 0);
     assert_eq!(snapshot.entities.len(), 1);