fix(model-routing): keep selected models strict (#5801)

Co-authored-by: Alexandre Teixeira <111787685+alteixeira20@users.noreply.github.com>

routes/email_routes.py

@@ -5327,9 +5327,9 @@ def setup_email_routes():
             # Build a candidate chain so a stale session-stored API key
             # (the most common cause of "authentication failed" here)
             # doesn't kill AI Reply outright — fall through to the
-            # user's Utility / Default endpoints AND their configured
-            # fallback chains. Dedupe by url+model so we don't retry
-            # the same broken endpoint.
+            # user's Utility / Default endpoints and the active Utility
+            # fallback chain. The retired default-fallback hook stays empty.
+            # Dedupe by url+model so we don't retry the same broken endpoint.
             from src.llm_core import llm_call_async_with_fallback
             from src.endpoint_resolver import (
                 resolve_utility_fallback_candidates,
@@ -5358,7 +5358,7 @@ def setup_email_routes():
                 _add(_d_url, _d_model, _d_headers)
             except Exception:
                 pass
-            # Configured fallback chains last.
+            # Active Utility fallbacks, then the retired default hook.
             for cand in resolve_utility_fallback_candidates(owner=owner) or []:
                 _add(*cand)
             for cand in resolve_chat_fallback_candidates(owner=owner) or []: