feat(auth): define Default/Local owner contract (#5795)

* feat(auth): define default local owner contract

* test(auth): harden default local owner matrix

---------

Co-authored-by: Alexandre Teixeira <111787685+alteixeira20@users.noreply.github.com>

app.py

@@ -84,6 +84,7 @@ import bcrypt as _bcrypt
 
 from src.app_helpers import abs_join, serve_html_with_nonce
 from src.generated_images import GENERATED_IMAGE_HEADERS, resolve_generated_image_path
+from src.owner_identity import auth_disabled
 from starlette.responses import RedirectResponse
 
 # ========= LOGGING =========
@@ -254,7 +255,7 @@ from routes.auth_routes import setup_auth_routes, SESSION_COOKIE
 
 auth_manager = AuthManager()
 app.state.auth_manager = auth_manager
-AUTH_ENABLED = os.getenv("AUTH_ENABLED", "true").lower() != "false"
+AUTH_ENABLED = not auth_disabled()
 LOCALHOST_BYPASS = os.getenv("LOCALHOST_BYPASS", "false").lower() == "true"
 if LOCALHOST_BYPASS:
     logger.warning("LOCALHOST_BYPASS is enabled, loopback requests bypass authentication. Do not expose this instance to a network.")